Software engineering for fintech & banking
Financial software is judged on correctness and traceability before features. We build systems where every balance reconciles, every action is logged, and audit questions have answers.
Where it usually hurts
- Regulatory reporting and audit trails
- Payment reconciliation at volume
- KYC/AML onboarding friction
- Fraud detection without false positives
What we build here
- Core ledger and reconciliation engines
- Payment gateway integrations
- KYC/AML onboarding flows
- Risk scoring and fraud models
How we build here
One team owns the interface, the API layer, the services and the data, so a compliance question or an integration failure has a single owner rather than three vendors pointing at each other.
System architecture
Built for the audit you have not booked yet
Security bolted on late is expensive and rarely convincing. These four are how we build regardless of whether a compliance requirement is on the brief.
Least privilege by default
Every service, job and human gets the narrowest access that lets them do their work. That gets decided at design time, not patched in after a review.
Encrypted in transit and at rest
Standard, boring, correct. Keys managed in a vault, rotated, and never committed to a repository.
Auditable by construction
Who changed what, when, and on whose authority. Recorded because the system was built to record it, not because someone remembered to add a log line.
Evidence ready
We engineer to the controls behind GDPR, HIPAA and SOC 2 and prepare the technical evidence auditors ask for. Certification itself is issued by an accredited auditor, not by us.
Defence in depth
Technology
Chosen for what your team can maintain
Other sectors
Retail & eCommerce
Storefronts that stay fast on the day the traffic spikes.
Healthcare & MedTech
Clinical software where privacy is architecture, not policy.
Enterprise & SaaS
Multi-tenant platforms that survive their tenth big customer.
Education & eLearning
Learning platforms that work on the devices students actually own.
Building something in fintech & banking?
Tell us what you are trying to launch or fix. We will tell you what it takes, where the regulatory and integration risks sit, and how we would sequence it.